What is the Swiss payment slip? | Explanation & Swiss QR bill

Swiss payment slip explained: what it was used for and why it was replaced by the Swiss QR bill. Includes BVR/PVR terminology.

The Swiss payment slip was the traditional way to pay bills in Switzerland. It contained payment details in a fixed layout. Today it has been replaced by the Swiss QR bill: the QR code transfers recipient, amount and reference automatically, reducing manual entry errors. The older BVR/PVR terms are still common in everyday language and in search queries.

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What does BVR/PVR mean?
They refer to the traditional Swiss payment slip terminology, often used for payment slips with reference numbers.
Is the Swiss payment slip still used?
In practice it has been replaced by the Swiss QR bill, typically paid by scanning the QR code in mobile banking or e-banking.
Why was it replaced?
The Swiss QR bill reduces errors, standardizes payment data (ISO 20022) and makes payment easier by transferring details automatically.

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